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Institutional-Grade Mortgage Investment Solutions

CMI offers a comprehensive suite of private mortgage investment solutions tailored for institutional investors seeking scalable access to the Canadian residential mortgage market. Whether your objective is income stability, portfolio growth, or opportunistic returns, our platform is engineered to deliver structured, risk-adjusted performance with the sophistication required for institutional mandates.

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                  Institutional Product Overview

                  Our investment platform supports a wide spectrum of mortgage strategies and structures, giving institutions the flexibility to deploy capital according to specific portfolio objectives.

                  Our offering includes:

                    • Whole Mortgage Investments: Direct acquisition of underwritten residential mortgages across first and second lien positions.

                    • Managed Portfolios: Custom-built pools based on defined credit risk parameters, LTV targets, geography, or duration preferences.

                    • Mortgage Investment Corporation (MIC): Passive exposure to a professionally managed, diversified portfolio of mortgages with quarterly income distributions.

                    • Co-Investment Opportunities: Shared exposure in larger deals, structured for enhanced yield potential or risk-sharing arrangements.

                  Key Benefits & Risk Profiles

                  Each solution is designed to provide a unique blend of return, liquidity, and risk profile alignment:

                  ✓ Income Generation: Steady monthly or quarterly distributions.

                  ✓ Capital Preservation: All investments are secured by real residential assets.

                  ✓ Non-Correlation: Low correlation to public market volatility.

                  ✓ Risk-Aligned Structuring: Loans are tailored by credit grade, LTV, duration, and asset location.

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                  Scalability & Customization

                  Whether you’re deploying $5 million or $50 million, our vertically integrated platform enables us to scale efficiently while maintaining asset quality and process control.

                  Flexible structuring for mandates requiring capital efficiency, credit overlays, or duration matching.

                  Turnkey servicing, reporting, and compliance alignment with internal investment committees.

                  White-labeled opportunities and multi-entity capital stacking when required.

                  Our Institutional Team supports every phase—from onboarding and due diligence through ongoing reporting and performance reviews.

                  Market Insights & Performance Metrics

                  CMI’s mortgage portfolios have consistently delivered risk-adjusted returns above benchmark-alternative credit indices.

                  ✓ Diversified exposure across first and second residential mortgages

                  ✓ Loan-level underwriting and property vetting in historically stable markets

                  ✓ Customized portfolio analytics for investor reporting and allocation reviews

                  ✓ Quarterly and on-demand reporting, including borrower performance, yield attribution, and regional exposure

                  Governance & Risk Management

                  Risk control is embedded into every layer of our operation:

                  ✓ Institutional oversight with internal risk committees and legal review

                  ✓ Annual third-party audits and financial controls

                  ✓ Borrower vetting, LTV discipline, and property-level analysis

                  Fully transparent reporting for compliance teams and auditors

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                  Contact us for more information or to book an appointment with one of our Investment Professionals.

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