CMI Mortgage Investments A new class of investing
CMI Mortgage Investments is an industry-leading whole mortgage investment program, providing direct exposure to Canada’s residential mortgage market. Investments are backed by the security of real estate, with properties that are appraised extensively to ensure they meet the highest standards of quality.
A mortgage investment program designed specifically for your needs.
Nearly $3 billion in Mortgage Investments
7% to 16% Annualized Return
3792 Active Mortgages
Over $1 Billion in Assets Under Administration
A mortgage investment program. Tailored specifically for you.
The CMI Mortgage Investments Program provides high net-worth investors with a custom mortgage investment solution that’s specifically tailored to the unique investor profile and risk profile of each investor. Our unique mortgage matching process, ensures that investors will receive only those investment opportunities that are best suited to them. It is this active and personalized approach that differentiates us from other direct mortgage investment companies – delivering a superior experience to our investors.

A Proven Track Record of Performance
Traditional portfolio strategies are no longer enough to manage today’s shifting risk–return landscape. Persistent volatility in equities and declining fixed-income yields have made it increasingly difficult for investors to generate returns that keep pace with inflation. As a result, many are turning to alternative investments, particularly those backed by strong, tangible asset classes like real estate, to enhance stability and income generation.
CMI Mortgage Investments provides a range of private mortgage opportunities that offer competitive, consistent returns and dependable cash flow. These investments deliver the income benefits of fixed income without the low yields of government bonds or the added risk associated with other alternatives. Because they are not correlated with the stock market, they help reduce portfolio volatility while providing reliable performance.
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What is a mortgage investment program?
A mortgage investment program is a way for high net-worth investors to participate in the Canadian real estate market by funding individual mortgages that have been carefully vetted by a private lender, such as CMI. This allows investors to bypass the hassle of owning or managing a property directly.
Borrowers who have trouble getting a mortgage from a more traditional source, such as a bank, often turn to private lenders, who provide funding at higher interest rates and fees. This gives investors like you the opportunity to invest in high quality private mortgages that can deliver higher yields and predictable monthly cash flow.
Our knowledgeable team of mortgage professionals carefully sources, selects, analyzes and underwrites all mortgages, ensuring each one meets our exacting lending standards. All mortgage investments are also backed by collateralized real estate for added principal protection. Once these mortgages pass our stringent standards, they are available for funding. Our experienced Investment Managers will then share these investment opportunities with you, using our unique Mortgage Matching Process.


A transparent, personalized investment experience
Built on honesty, integrity, and full transparency, CMI has earned the trust of Canadian investors seeking high-quality mortgage investment opportunities.
We provide complete visibility into our sourcing, underwriting, and mortgage management processes, along with full disclosure on every investment. For each mortgage you participate in, you receive a comprehensive due-diligence package detailing financial terms, risk/return assessment, and the borrower profile.
With historical loan losses of less than 1% since inception, CMI’s mortgage investment program offers a high-quality, lower-risk alternative to traditional fixed-income products.
Our personalized mortgage-matching approach ensures you are only presented with opportunities that align with your investment objectives and risk tolerance, delivering a tailored, data-driven investment experience.
Learn more about our unique process
Is a mortgage investment program right for you?
Investing in mortgages is a proven way to hedge against market volatility while adding strong returns and diversification to your portfolio. These investments are secured directly by real estate, providing a tangible, high-quality asset that helps reduce risk.
Get started today
Our knowledgeable Investment Managers would be happy to answer any questions you have to help you get started with mortgage investing. Set up your custom investment profile today – and start receiving investment opportunities that can deliver attractive, predictable returns and monthly cash flow.
Contact Us
Contact us for more information or to book an appointment with one of our Investment Professionals.