CMI is one of Canada’s fastest-growing non-bank financial services providers, offering scalable, institutional-grade access to residential mortgage investment opportunities. Since inception, we’ve funded nearly $3 billion in mortgages with a default rate of less than 1%—a testament to our disciplined underwriting and risk management protocols. Our platform provides institutional investors with direct access to high-quality, yield-generating residential mortgage assets, backed by robust governance and a rigorous due diligence framework.
Institutional-Grade Controls. Boutique-Level Agility
CMI offers a track record of stable, risk-adjusted returns that have remained resilient across market cycles. Our investments are uncorrelated to public markets, making them an attractive component of fixed income alternatives or private debt allocations.
By the numbers:
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$3B+ in mortgages funded across Canada
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<1% historical default rate since inception
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Zero investor principal loss across whole loan portfolios
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Tailored investment structures for discretionary mandates, including direct whole loan acquisition and co-investment options
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Active portfolio management designed to balance return optimization with downside protection
All mortgages are backed by real, collateralized residential assets in historically stable Canadian markets. Borrowers are qualified through an extensive vetting process, and each asset is selected with an emphasis on capital preservation and long-term performance.
Proven Track Record in Private Mortgage Investing
CMI Financial Group was founded in 2005 by CEO Bryan Jaskolka as a traditional mortgage brokerage. Recognizing a shift in market dynamics following the 2008 financial crisis, CMI evolved into a private lender to meet the growing demand for alternative credit. In 2011, we formally launched our investment division—CMI Mortgage Investments—focused on structured, risk-managed opportunities in Canada’s residential mortgage market.
Today, CMI is a trusted partner to institutional allocators, family offices, asset managers, and pension funds seeking tailored access to private credit and residential real estate-backed debt. Our deep industry roots and vertically integrated operations allow us to originate, underwrite, and service investment-grade mortgage assets at scale.
Rigorous underwriting
Rigorous underwriting led by seasoned underwriters with experience in institutional asset selection and portfolio construction
Comprehensive risk management
Comprehensive risk management procedures at the loan and portfolio level, including LTV thresholds, regional diversification, and borrower quality controls
Robust oversight
Robust oversight through standardized due diligence, legal review, and loan adjudication processes
Transparent reporting
Transparent reporting with detailed asset-level disclosures, performance monitoring, and market intelligence
Contact Us
Contact us for more information or to book an appointment with one of our Investment Professionals.